As part of the AIG Public Entity Industry Practice Group, Lexington provides deep capacity, flexibility of rate and form, underwriting expertise, and financial strength.
Lexington boasts a wide range of public entity coverages including:
- Property, including boiler and machinery Inland Marine
- General Liability, including Employee Benefits Liability
- Automobile Liability
- Public Officials Liability
- Employment Practices Liability
- Law Enforcement Liability
- Sexual Misconduct Liability
Lexington’s deep industry background enables it to provide stronger public entity protection through innovative products such as BioChem Shield®
, which provides far-reaching protection against property losses arising from terrorist biological and chemical attacks, and Upgrade to Green®
, which addresses the unique risks arising from green and sustainable initiatives.
Lexington’s property coverage is available with policy limits of up to $1.5 billion and can be obtained on a primary or excess basis. It is available as a standalone policy or as part of a pooling arrangement. Also available are special coverage extensions such as municipal tax interruption and casualty programs which include limits of up to $50 million. Additional coverage extensions are also available, including CrisisResponse®
and Public Response®
coverage, which are designed to help policyholders mitigate crisis management costs and restore public confidence in the event of a significant casualty loss.