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As part of the AIG Public Entity Industry Practice Group, Lexington provides deep capacity, flexibility of rate and form, underwriting expertise, and financial strength.

Lexington boasts a wide range of public entity coverages including:

  • Property, including boiler and machinery Inland Marine 
  • General Liability, including Employee Benefits Liability
  • Automobile Liability
  • Public Officials Liability
  • Employment Practices Liability
  • Law Enforcement Liability
  • Sexual Misconduct Liability

Lexington’s deep industry background enables it to provide stronger public entity protection through innovative products such as BioChem Shield®, which provides far-reaching protection against property losses arising from terrorist biological and chemical attacks, and Upgrade to Green®, which addresses the unique risks arising from green and sustainable initiatives.

Lexington’s property coverage is available with policy limits of up to $1.5 billion and can be obtained on a primary or excess basis. It is available as a standalone policy or as part of a pooling arrangement. Also available are special coverage extensions such as municipal tax interruption and casualty programs which include limits of up to $50 million. Additional coverage extensions are also available, including CrisisResponse® and Public Response® coverage, which are designed to help policyholders mitigate crisis management costs and restore public confidence in the event of a significant casualty loss.



A leading underwriter of general casualty and financial lines risk for over 40 years, Lexington can provide primary liability, lead umbrella, buffer layer excess and follow form excess liability coverage. ..


AIG Programs is a leading underwriter of program business in the U.S. Programs addressing myriad niche markets are written on both admitted and non-admitted bases and are supported by program administrators with market leading infrastructure and underwriting expertise. AIG’s track record in program development and management is evidenced by individual program relationships dating back nearly 50 years, and our underwriting teams average 30 years of experience. ..

Financial Lines

A market leader in management and professional liability exposures, Lexington responds to the needs of public, private, and non-profit insureds with an extensive portfolio of Financial Lines coverages. Lexington provides diversified and highly customized insurance solutions to a wide range of risks for customers in the following classes of business: ..


Given the breadth of underwriting expertise that may be required to address unique coverage requirements, we have the experience and can exercise flexibility in capacity deployment. We can provide up to $50 million in critical CAT capacity and up to $1.5 billion in non-catastrophic commercial limits. This capacity is available for a broad array of commercial occupancies including commercial real estate, manufacturing, municipalities, retail, and healthcare risks. ..

To Learn More

Lexington's products are available exclusively through surplus lines brokers. For more information on our Public Entity products and services, interested brokers can click here.

To learn more about the risk management solutions available from the AIG Public Entity Industry Practice Group, interested brokers can click here.