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Lex FloodReady

Lex FloodReady Protection Combines Market Leading Private Flood Insurance Solution with Flood Resistant Construction Options.

Lexington Insurance has partnered with The Flood Insurance Agency (TFIA) to develop a new and innovative policy endorsement called Lex FloodReady. This endorsement is written on our Lex Private Market Flood policies and designed to enhance policyholder's flood resiliency through a novel loss settlement program. Lexington Private Market Flood clients can now avail themselves of state-of-the-art insurance coverage that will support their efforts to rebuild to the highest resilience standards available if a flood event occurs.

Coverage Highlights

  • Coverage is available to Lexington Private Market Flood Single Family Residential Owner Occupied dwellings clients insured 80% to value.
  • In the event of a covered loss, qualifying insureds can qualify for additional reimbursement for the increased cost of FEMA approved flood resistant flooring and/or Drywall materials.
  • Coverage is available up to $10,000 and applies to those items actually damaged by the flood event. There is no separate deductible for this endorsement.
  • Our Payment of claims under this coverage is in addition to the amount of coverage under the primary Private market Flood Coverage limit.

The increased cost to replace damaged drywall and paneling is limited to no more than an additional $5.00 per square foot than would otherwise be required to replace the drywall and a paneling with the same material as has been damaged.

For more information about Lex FloodReady protection, please contact Evan Hecht, CEO, The Flood Insurance Agency, at 877-356-6348 or

Lex FloodReady Highlight Sheet click here.

Lex FloodReady Advertisement click here.