Casualty

What is Lexington Casualty?

Lexington Casualty provides flexible E&S insurance solutions for small, midmarket and large commercial enterprises. For over 50 years, Lexington Casualty has been a leader in the E&S market, providing a broad appetite to casualty risk, underwriting expertise, deep industry knowledge, specialized risk management and loss control benefits, and dedicated claims handling services.

More than 40 Underwriters on the Lexington Casualty Team

Focused on the Wholesale Broker Market

Experienced, In-house Claims Team

The Lexington Advantage

Dedicated Wholesale Broker Market

  • Deploys more than 40 underwriters on the Lexington Casualty team to provide solutions for businesses and commercial enterprises of various sizes
  • Empowers underwriters to respond quickly to wholesale market needs 
  • Continues to invest in E&S casualty expertise nationwide
     

Why is this important?

Lexington Casualty is committed to delivering solutions to wholesale brokers.

Technical Expertise & Creative Solutions

  • Utilizes Lexington Casualty’s industry-leading talent, underwriting resources, product suite and data to provide creative solutions for a wide range of industries
  • Has the ability to deploy capacity through primary, lead, mid and high excess liability placements
  • Provides a broad spectrum of casualty products to address the unique needs of midmarket and large complex businesses and commercial enterprises


Why is this important?

Lexington Casualty’s expertise and creativity delivers industry-leading solutions to solve complex insurance challenges.

Proven Claims Expertise

  • Supports policyholders with experienced in-house Casualty claims professionals who help ensure a supportive claims experience
  • Provides access to defense counsel from premier law firms to support specific needs 
  • Integrates claims expertise and data in the Lexington Casualty underwriting process to help develop customized solutions


Why is this important?

Lexington Casualty’s claims experience and partnerships resolve complex claims.

Why Lexington

Dedicated Wholesale Broker Market

Issue: In a rapidly changing marketplace, a habitational real estate client’s lead umbrella was non-renewed by its standard market carrier with limited time to replace coverage.

Solution: Lexington Casualty quickly delivered to its wholesale broker a lead umbrella solution utilizing the Lexington Casualty wholesale underwriting platform and expertise in this challenging class.

Benefit: The lead umbrella solution served as the foundation for the policyholder’s newly designed excess tower.
 

Why is this important?

Lexington Casualty’s dedicated wholesale underwriters and industry knowledge delivers solutions quickly.

Technical Expertise & Creative Solutions

Issue: A public entity client with complex risks was non-renewed by their incumbent program due to a change in appetite.

Solution: Lexington Casualty’s dedicated team quickly created a robust program to satisfy a critical layer in the renewal placement. The customized solution included the specialized public entity coverages necessary while also providing flexible retentions, attachment points and limits.

Benefit: In a challenging market, the broker was able to structure a program for its client that met the client’s risk management needs and avoid having to self-insure.

Why is this important?

Lexington Casualty’s continued expertise delivers targeted insurance solutions that others may be unable or unwilling to provide.

Proven Claims Expertise

Issue: A claim was brought and litigation filed against an insured product manufacturer alleging that the insured’s product was defective and exacerbated harm that resulted in death.

Solution: Our claims experts successfully resolved the claim for a fraction of the demand before it was put before a jury by laying out expert evidence on claimant’s role in the accident as well as identifying procedural deficiencies in the case that would be the basis for a winning appeal.

Benefit: The claim was resolved at a fair value and a tiny fraction of the assessed exposure.

Why is this important?

Lexington Casualty’s claims expertise helps deliver fair outcomes for insureds.

National Leadership

Neil Smallcombe

Head of Lexington Casualty

Betsy Higgens

Lexington Casualty Zonal Manager

Paul McLaughlin

Head of Lexington Midmarket Casualty

Downloadable Materials

Lexington Insurance has been providing continuous, flexible coverage options to the casualty industry for over 50 years. It combines collective experience with broad coverages and flexibility in rate and form to create tailored insurance programs. And, with Lexington and AIG’s continuous investment in risk management services, clients are supported with best-in-class tools and resources to prevent and mitigate losses. However, when a loss does occur, Lexington claims investigation and resolution services are provided by experienced teams dedicated solely to healthcare related claims. Licensed, surplus lines brokers may obtain products and services from Lexington Insurance Company or from Lexington Specialty Insurance Agency, Inc. (CA license no.#6003097), an AIG subsidiary serving as a program administrator for Lexington Insurance Company and other AIG member companies.

INTENDED FOR LICENSED SURPLUS LINES INSURANCE BROKERS ONLY.