Property

• AIG’s distribution carrier for Excess & Surplus Lines (E&S) Property risks.
• Participation on shared and layered, primary and excess placements on a non-admitted basis through Lexington Insurance Company.
• Meaningful catastrophe capacity available throughout placements.
• Typical minimum deductibles range from $25,000 to $100,000.
• Minimum premium of $50,000 with consideration given based on risk size for smaller commercial clients.

Flexibility

• Broad appetite across the spectrum of E&S risks.
• Deliver creative solutions tailored to the unique nature of each individual risk to support our brokers’ abilities to structure effective solutions.
• Streamlined submission process, underwriting, and quotation timelines designed for the demands of the E&S market.

Strength, Stability, Experience

• Over 50 years of experience in understanding E&S risk.
• Our property team is deep with talent and supports our clients with years of expertise in dealing with E&S risk.
• Lexington Insurance Rating: A (Fitch), A (A.M. Best); Outlook: Stable (All).

Claims

• Claims expertise to serve the unique needs of our clients.
• Lexington’s Claims Promise affirms that our dedicated team of claims experts will mobilize in rapid response to a covered event and, after coverage is confirmed, will advance our policyholders up to 50% of an agreed loss estimate within 7 days.

• Lexington Property Highlight Sheet