Lexington Insurance Company is a leading U.S.-based surplus lines insurer, with innovative solutions, broad appetite for property risks, and the flexibility to participate on shared and layered primary and excess placements.

  • AIG’s distribution carrier for Excess & Surplus Lines (E&S) Property risks.
  • Participation on shared and layered, primary and excess placements on a non-admitted basis through Lexington Insurance Company.
  • Meaningful catastrophe capacity available throughout placements.
  • Typical minimum deductibles range from $25,000 to $100,000.
  • Minimum premium of $50,000 with consideration given based on risk size for smaller commercial clients.


  • Broad appetite across the spectrum of E&S risks.
  • Deliver creative solutions tailored to the unique nature of each individual risk to support our brokers’ abilities to structure effective solutions.
  • Streamlined submission process, underwriting, and quotation timelines designed for the demands of the E&S market.

Strength, Stability, Experience

  • Over 50 years of experience in understanding E&S risk.
  • Our property team is deep with talent and supports our clients with years of expertise in dealing with E&S risk.
  • Lexington Insurance Rating: A (Fitch), A (A.M. Best); Outlook: Stable (All).


  • Claims expertise to serve the unique needs of our clients.
  • Lexington’s Claims Promise affirms that our dedicated team of claims experts will mobilize in rapid response to a covered event and, after coverage is confirmed, will advance our policyholders up to 50% of an agreed loss estimate within 7 days.

Commercial Real Estate

Offices, Warehouses, Enclosed Malls, Strip Malls, Shopping Centers with Commercial Tenants

Public Entity

Municipal Government (state, county, city), Education (Public K-12, Universities), Airports

Commercial Residential

Apartment and Condominium Developers and Operators, including Institutional Investors

Temporary Lodging

Hotels, Motels, Resorts


General Merchandise, Clothing, Hardware, etc.

Hospitality & Entertainment

Casinos, Amusement Parks, Sporting & Recreational Facilities, Theaters, Country Clubs, Restaurants


Hospitals, Medical Clinics, Nursing Facilities


All Classes of Light and Heavy Manufacturing

Cliff Hope

Head of Lexington Property

Jill McTiernan

Head of Alternative Risk Property, Lexington Insurance